Finance

An IPO is often a much-awaited opportunity that attracts a lot of investor attention due to the potential advantages it presents. However, because of the overwhelming demand for shares during initial public offerings, many investors face difficulties in securing an allotment. This leads them to explore various methods to boost their chances of getting selected. … Read more

If you’re earning a salary of 40,000 and dreaming of owning your own home, one of the first questions you might have is: “How much home loan can I get?” Understanding your loan eligibility is key to making informed decisions when it comes to home buying. In this guide, we will explore the factors that … Read more

Mutual fund holdings carry various charges—such as expense ratios, transaction fees, and broker commissions—that can eat into your overall returns. While each individual fee may seem minor, their cumulative effect can noticeably trim your investment gains. Among these charges, the exit load is particularly important: it applies when you redeem your units before the fund’s … Read more

When considering SIPs and mutual funds, it’s important to know that they complement each other rather than compete. A mutual fund is a pooled investment vehicle where funds from various investors are managed by professionals to invest in assets like stocks, bonds, and other securities. In contrast, a Systematic Investment Plan (SIP) is a method … Read more

If you’re looking to switch brokers, save on fees, or simply want to organize your investments better, transferring shares between Demat accounts is a useful step. It’s especially helpful for streamlining your portfolio or accessing better services. In this guide, we’ll walk you through the process of transferring shares between two Demat accounts under the … Read more

There are multiple methods through which businesses, legal entities, and governments can secure funds. As a result, different capital structures are formed based on specific needs. These structures often consist of components like share capital, reserves, and debt instruments. Among these, shares and debentures are two of the most common tools used for raising capital … Read more

Closing a Demat account online is an important step for investors who no longer use their account. If you want to avoid paying unnecessary fees, deactivating or closing your Demat account is essential. While these accounts are vital for securely holding and trading securities, they may come with hidden charges or annual maintenance fees, especially … Read more